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About Walmart MoneyCard: When you need cash you can use almost anywhere on a convenient Visa or Mastercard but don’t have a bank-issued debit card, consider the Walmart MoneyCard. Whether you’ve got bad credit and can’t get a credit card, or simply don’t want to deal with the hassle, Walmart MoneyCard is a viable solution for you. Walmart MoneyCard also functions like a bank account and accepts direct paycheck deposits.